/* ===== RESET & BASE ===== */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
:root {
  --primary: #2d476a;
  --primary-dark: #2d476a;
  --primary-light: #eff6ff;
  --accent: #f59e0b;
  --dark: #0f172a;
  --dark2: #1e293b;
  --text: #334155;
  --text-light: #64748b;
  --white: #ffffff;
  --bg: #f8fafc;
  --border: #e2e8f0;
  --success: #10b981;
  --gradient: linear-gradient(135deg, #2d476a 0%, #54a25c 100%);
  --shadow: 0 4px 24px rgba(37,99,235,0.10);
  --shadow-lg: 0 8px 48px rgba(37,99,235,0.15);
  --radius: 16px;
  --radius-sm: 8px;
}
html { scroll-behavior: smooth; }
body { font-family: 'Inter', sans-serif; color: var(--text); background: var(--white); overflow-x: hidden; }
a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; }

/* ===== UTILITY ===== */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.hidden { display: none !important; }
.section-header { text-align: center; margin-bottom: 56px; }
.section-header h2 { font-family: 'Poppins', sans-serif; font-size: 2.4rem; font-weight: 700; color: var(--dark); margin: 8px 0 12px; }
.section-header p { color: var(--text-light); font-size: 1.05rem; }
.section-header.light h2, .section-header.light p { color: var(--white); }
.section-header.light .section-badge { background: rgba(255,255,255,0.15); color: var(--white); }
.section-badge { display: inline-block; background: var(--primary-light); color: var(--primary); font-size: 0.8rem; font-weight: 600; padding: 5px 16px; border-radius: 50px; letter-spacing: 0.5px; text-transform: uppercase; margin-bottom: 8px; }
.btn-primary { background: var(--gradient); color: var(--white); border: none; padding: 14px 32px; border-radius: 50px; font-size: 1rem; font-weight: 600; cursor: pointer; transition: all 0.3s; box-shadow: 0 4px 16px rgba(37,99,235,0.3); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(37,99,235,0.4); }
.btn-outline { display: inline-block; border: 2px solid rgba(255,255,255,0.6); color: var(--white); padding: 13px 32px; border-radius: 50px; font-size: 1rem; font-weight: 600; transition: all 0.3s; }
.btn-outline:hover { background: var(--white); color: var(--primary); }

/* ===== NAVBAR ===== */
.navbar { position: fixed; top: 0; width: 100%; z-index: 1000; background: rgba(255,255,255,0.95); backdrop-filter: blur(12px); border-bottom: 1px solid var(--border); transition: all 0.3s; }
.navbar.scrolled { box-shadow: var(--shadow); }
.nav-container { max-width: 1200px; margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; height: 70px; }
.logo { font-family: 'Poppins', sans-serif; font-size: 1.6rem; font-weight: 800; }
.logo-pay { color: var(--primary); }
.logo-bazaar { color: var(--dark); }
.nav-links { display: flex; align-items: center; gap: 32px; }
.nav-links a { font-size: 0.93rem; font-weight: 500; color: var(--text); transition: color 0.2s; position: relative; }
.nav-links a:hover { color: var(--primary); }
.dropdown { position: relative; }
.dropdown-menu { position: absolute; top: calc(100% + 12px); left: 0; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-sm); min-width: 180px; box-shadow: var(--shadow); opacity: 0; visibility: hidden; transform: translateY(-8px); transition: all 0.3s; }
.dropdown:hover .dropdown-menu { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown-menu li a { display: block; padding: 10px 18px; font-size: 0.9rem; }
.dropdown-menu li a:hover { background: var(--primary-light); color: var(--primary); }
.nav-actions { display: flex; align-items: center; gap: 16px; }
.social-icons { display: flex; gap: 10px; }
.social-icons a { color: var(--text-light); font-size: 0.85rem; transition: color 0.2s; }
.social-icons a:hover { color: var(--primary); }
.btn-login { border: 1.5px solid var(--primary); color: var(--primary); padding: 8px 20px; border-radius: 50px; font-size: 0.9rem; font-weight: 600; transition: all 0.2s; }
.btn-login:hover { background: var(--primary); color: var(--white); }
.btn-retailer { background: var(--gradient); color: var(--white); border: none; padding: 9px 22px; border-radius: 50px; font-size: 0.9rem; font-weight: 600; cursor: pointer; transition: all 0.3s; }
.btn-retailer:hover { opacity: 0.9; transform: translateY(-1px); }
.hamburger { display: none; flex-direction: column; gap: 5px; background: none; border: none; cursor: pointer; padding: 4px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--dark); border-radius: 2px; transition: all 0.3s; }

/* ===== HERO ===== */
.hero { min-height: 100vh; background: var(--gradient); position: relative; display: flex; align-items: center; padding-top: 70px; overflow: hidden; }
.hero-bg-shapes { position: absolute; inset: 0; pointer-events: none; }
.shape { position: absolute; border-radius: 50%; opacity: 0.1; }
.shape1 { width: 500px; height: 500px; background: #fff; top: -100px; right: -100px; }
.shape2 { width: 300px; height: 300px; background: #fff; bottom: -80px; left: 10%; }
.shape3 { width: 180px; height: 180px; background: var(--accent); top: 40%; left: 5%; }
.hero-content { max-width: 1200px; margin: 0 auto; padding: 80px 24px; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; width: 100%; }
.hero-text { color: var(--white); }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(255,255,255,0.15); color: var(--white); font-size: 0.85rem; font-weight: 600; padding: 8px 18px; border-radius: 50px; margin-bottom: 24px; backdrop-filter: blur(8px); border: 1px solid rgba(255,255,255,0.2); }
.hero-text h1 { font-family: 'Poppins', sans-serif; font-size: 3.2rem; font-weight: 800; line-height: 1.15; margin-bottom: 20px; }
.highlight { color: var(--accent); }
.hero-text p { font-size: 1.1rem; opacity: 0.9; margin-bottom: 36px; line-height: 1.7; }
.hero-btns { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 48px; }
.hero-stats { display: flex; gap: 36px; }
.stat h3 { font-family: 'Poppins', sans-serif; font-size: 1.8rem; font-weight: 800; color: var(--white); }
.stat p { font-size: 0.85rem; opacity: 0.75; }

/* Phone Mockup */
.hero-image { display: flex; justify-content: center; }
.phone-mockup { background: var(--white); border-radius: 32px; width: 280px; padding: 16px; box-shadow: 0 24px 64px rgba(0,0,0,0.3); border: 2px solid rgba(255,255,255,0.3); animation: float 4s ease-in-out infinite; }
@keyframes float { 0%,100%{ transform: translateY(0); } 50%{ transform: translateY(-12px); } }
.phone-screen { background: #f8fafc; border-radius: 20px; overflow: hidden; }
.phone-header { background: var(--gradient); color: var(--white); display: flex; justify-content: space-between; align-items: center; padding: 14px 16px; font-weight: 700; font-family: 'Poppins', sans-serif; font-size: 0.95rem; }
.phone-balance { background: var(--gradient); color: var(--white); padding: 20px 16px 24px; text-align: center; }
.phone-balance p { font-size: 0.8rem; opacity: 0.8; margin-bottom: 4px; }
.phone-balance h2 { font-family: 'Poppins', sans-serif; font-size: 1.8rem; font-weight: 800; }
.phone-actions { display: grid; grid-template-columns: repeat(4,1fr); gap: 8px; padding: 16px 12px; background: var(--white); border-radius: 0 0 8px 8px; margin: -8px 8px 8px; box-shadow: var(--shadow); }
.phone-action { display: flex; flex-direction: column; align-items: center; gap: 6px; padding: 10px 4px; border-radius: 10px; cursor: pointer; transition: background 0.2s; }
.phone-action:hover { background: var(--primary-light); }
.phone-action i { font-size: 1.1rem; color: var(--primary); }
.phone-action span { font-size: 0.65rem; color: var(--text); font-weight: 500; text-align: center; }
.phone-txn { padding: 8px 12px 16px; }
.txn-title { font-size: 0.75rem; font-weight: 700; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.5px; margin-bottom: 8px; }
.txn-item { display: flex; justify-content: space-between; align-items: center; padding: 8px 0; border-bottom: 1px solid var(--border); font-size: 0.8rem; }
.txn-item span:first-child { display: flex; align-items: center; gap: 6px; color: var(--text); }
.txn-item i { color: var(--primary); }
.txn-amt { font-weight: 700; }
.txn-amt.credit { color: var(--success); }
.txn-amt.debit { color: #ef4444; }

/* ===== WHY US ===== */
.why-us { padding: 100px 0; background: var(--bg); }
.features-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.feature-card { background: var(--white); border-radius: var(--radius); padding: 36px 28px; box-shadow: var(--shadow); transition: all 0.3s; border: 1px solid var(--border); }
.feature-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); }
.feature-icon { width: 60px; height: 60px; border-radius: 16px; display: flex; align-items: center; justify-content: center; margin-bottom: 20px; }
.feature-icon i { font-size: 1.4rem; color: var(--white); }
.feature-card h3 { font-family: 'Poppins', sans-serif; font-size: 1.15rem; font-weight: 700; color: var(--dark); margin-bottom: 10px; }
.feature-card p { color: var(--text-light); font-size: 0.93rem; line-height: 1.6; }

/* ===== SERVICES ===== */
.services { padding: 100px 0; background: var(--gradient); }
.services-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.service-card { background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.2); border-radius: var(--radius); padding: 36px 28px; text-align: center; transition: all 0.3s; backdrop-filter: blur(8px); cursor: pointer; }
.service-card:hover { background: rgba(255,255,255,0.2); transform: translateY(-4px); }
.service-card i { font-size: 2rem; color: var(--accent); margin-bottom: 16px; display: block; }
.service-card h3 { font-family: 'Poppins', sans-serif; font-size: 1.1rem; font-weight: 700; color: var(--white); margin-bottom: 10px; }
.service-card p { color: rgba(255,255,255,0.75); font-size: 0.9rem; line-height: 1.6; }

/* ===== PARTNERS ===== */
.partners { padding: 100px 0; background: var(--white); }
.partner-tabs { display: flex; justify-content: center; gap: 12px; margin-bottom: 48px; }
.tab-btn { background: var(--bg); border: 1.5px solid var(--border); color: var(--text); padding: 10px 28px; border-radius: 50px; font-size: 0.9rem; font-weight: 600; cursor: pointer; transition: all 0.3s; }
.tab-btn.active, .tab-btn:hover { background: var(--gradient); color: var(--white); border-color: transparent; }
.partner-logos { display: flex; justify-content: center; flex-wrap: wrap; gap: 20px; }
.partner-logo { display: flex; flex-direction: column; align-items: center; gap: 10px; background: var(--bg); border: 1px solid var(--border); border-radius: var(--radius); padding: 28px 36px; transition: all 0.3s; min-width: 160px; }
.partner-logo:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.partner-logo i { font-size: 1.8rem; color: var(--primary); }
.partner-logo span { font-weight: 600; color: var(--dark); font-size: 0.9rem; }

/* ===== TESTIMONIALS ===== */
.testimonials { padding: 100px 0; background: var(--dark2); }
.testimonials-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 28px; }
.testimonial-card { background: rgba(255,255,255,0.06); border: 1px solid rgba(255,255,255,0.1); border-radius: var(--radius); padding: 32px; transition: all 0.3s; }
.testimonial-card:hover { background: rgba(255,255,255,0.1); transform: translateY(-3px); }
.stars { color: var(--accent); margin-bottom: 16px; font-size: 0.9rem; display: flex; gap: 3px; }
.testimonial-card p { color: rgba(255,255,255,0.8); font-size: 0.95rem; line-height: 1.7; margin-bottom: 20px; font-style: italic; }
.reviewer { display: flex; align-items: center; gap: 12px; }
.avatar { width: 42px; height: 42px; background: var(--gradient); border-radius: 50%; display: flex; align-items: center; justify-content: center; color: var(--white); font-weight: 800; font-size: 1rem; flex-shrink: 0; }
.reviewer strong { display: block; color: var(--white); font-size: 0.95rem; }
.reviewer span { color: rgba(255,255,255,0.5); font-size: 0.82rem; }

/* ===== APP SECTION ===== */
.app-section { padding: 100px 0; background: var(--bg); }
.app-content { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.app-text .section-badge { margin-bottom: 12px; }
.app-text h2 { font-family: 'Poppins', sans-serif; font-size: 2.4rem; font-weight: 700; color: var(--dark); margin-bottom: 16px; }
.app-text p { color: var(--text-light); font-size: 1.02rem; margin-bottom: 28px; line-height: 1.7; }
.app-features { margin-bottom: 36px; display: flex; flex-direction: column; gap: 12px; }
.app-features li { display: flex; align-items: center; gap: 10px; color: var(--text); font-size: 0.95rem; font-weight: 500; }
.app-features i { color: var(--success); font-size: 1.1rem; }
.app-btns { display: flex; gap: 16px; flex-wrap: wrap; }
.app-btn { display: flex; align-items: center; gap: 12px; background: var(--dark); color: var(--white); padding: 12px 24px; border-radius: 12px; transition: all 0.3s; }
.app-btn:hover { background: var(--primary); transform: translateY(-2px); }
.app-btn i { font-size: 1.8rem; }
.app-btn span { display: block; font-size: 0.72rem; opacity: 0.75; }
.app-btn strong { display: block; font-size: 1rem; }
.app-image { display: flex; justify-content: center; }
.app-phone { background: var(--gradient); border-radius: 32px; width: 260px; padding: 24px; box-shadow: var(--shadow-lg); }
.app-phone-screen { display: flex; flex-direction: column; gap: 16px; }
.app-notification { background: var(--white); border-radius: 12px; padding: 16px; display: flex; align-items: center; gap: 12px; box-shadow: var(--shadow); }
.app-notification i { font-size: 1.5rem; }
.app-notification strong { display: block; font-size: 0.9rem; color: var(--dark); }
.app-notification span { font-size: 0.8rem; color: var(--text-light); }
.app-offer { background: rgba(255,255,255,0.15); border-radius: 12px; padding: 14px 16px; display: flex; align-items: center; gap: 10px; color: var(--white); font-weight: 600; font-size: 0.9rem; border: 1px solid rgba(255,255,255,0.2); }

/* ===== CONTACT ===== */
.contact { padding: 100px 0; background: var(--white); }
.contact-grid { display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; align-items: start; }
.contact-info { display: flex; flex-direction: column; gap: 28px; }
.contact-item { display: flex; align-items: flex-start; gap: 16px; }
.contact-item i { width: 44px; height: 44px; background: var(--primary-light); color: var(--primary); border-radius: 12px; display: flex; align-items: center; justify-content: center; font-size: 1rem; flex-shrink: 0; }
.contact-item strong { display: block; color: var(--dark); font-weight: 600; margin-bottom: 2px; }
.contact-item span { color: var(--text-light); font-size: 0.93rem; }
.contact-form { display: flex; flex-direction: column; gap: 16px; }
.contact-form input, .contact-form textarea { padding: 14px 18px; border: 1.5px solid var(--border); border-radius: var(--radius-sm); font-size: 0.95rem; font-family: 'Inter', sans-serif; outline: none; transition: border-color 0.2s; }
.contact-form input:focus, .contact-form textarea:focus { border-color: var(--primary); }
.contact-form textarea { resize: vertical; }

/* ===== FOOTER ===== */
.footer { background: var(--dark); padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand .logo { font-family: 'Poppins', sans-serif; font-size: 1.5rem; font-weight: 800; display: block; margin-bottom: 16px; }
.footer-brand p { color: rgba(255,255,255,0.5); font-size: 0.9rem; line-height: 1.7; margin-bottom: 24px; }
.footer-social { display: flex; gap: 12px; }
.footer-social a { width: 36px; height: 36px; background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.6); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 0.85rem; transition: all 0.2s; }
.footer-social a:hover { background: var(--primary); color: var(--white); }
.footer-links h4 { color: var(--white); font-family: 'Poppins', sans-serif; font-size: 0.95rem; font-weight: 700; margin-bottom: 20px; }
.footer-links ul { display: flex; flex-direction: column; gap: 10px; }
.footer-links ul a { color: rgba(255,255,255,0.5); font-size: 0.88rem; transition: color 0.2s; }
.footer-links ul a:hover { color: var(--white); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,0.08); padding: 24px 0; text-align: center; color: rgba(255,255,255,0.4); font-size: 0.85rem; }
.footer-bottom strong { color: rgba(255,255,255,0.7); }

/* ===== MODAL ===== */
.modal-overlay { position: fixed; inset: 0; background: rgba(0,0,0,0.6); z-index: 2000; display: none; align-items: center; justify-content: center; backdrop-filter: blur(4px); }
.modal-overlay.open { display: flex; }
.modal { background: var(--white); border-radius: 20px; padding: 40px; max-width: 520px; width: 90%; max-height: 90vh; overflow-y: auto; position: relative; animation: slideUp 0.3s ease; }
@keyframes slideUp { from { transform: translateY(30px); opacity: 0; } to { transform: translateY(0); opacity: 1; } }
.modal-close { position: absolute; top: 16px; right: 16px; background: var(--bg); border: none; width: 36px; height: 36px; border-radius: 50%; cursor: pointer; font-size: 0.9rem; color: var(--text); display: flex; align-items: center; justify-content: center; transition: all 0.2s; }
.modal-close:hover { background: #ef4444; color: var(--white); }
.modal h2 { font-family: 'Poppins', sans-serif; font-size: 1.5rem; font-weight: 700; color: var(--dark); margin-bottom: 4px; display: flex; align-items: center; gap: 10px; }
.modal h2 i { color: var(--primary); }
.modal > p { color: var(--text-light); margin-bottom: 28px; font-size: 0.9rem; }
.modal form { display: flex; flex-direction: column; gap: 14px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.modal input, .modal select, .modal textarea { padding: 13px 16px; border: 1.5px solid var(--border); border-radius: var(--radius-sm); font-size: 0.93rem; font-family: 'Inter', sans-serif; outline: none; transition: border-color 0.2s; width: 100%; }
.modal input:focus, .modal select:focus, .modal textarea:focus { border-color: var(--primary); }
.modal textarea { resize: vertical; }

/* ===== TOAST ===== */
.toast { position: fixed; bottom: 28px; right: 28px; background: var(--dark); color: var(--white); padding: 14px 24px; border-radius: 12px; font-size: 0.9rem; font-weight: 500; z-index: 3000; transform: translateY(80px); opacity: 0; transition: all 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275); box-shadow: 0 8px 24px rgba(0,0,0,0.2); }
.toast.show { transform: translateY(0); opacity: 1; }
.toast.success { border-left: 4px solid var(--success); }

/* ===== RESPONSIVE ===== */
@media (max-width: 992px) {
  .hero-content { grid-template-columns: 1fr; text-align: center; }
  .hero-image { display: none; }
  .hero-btns { justify-content: center; }
  .hero-stats { justify-content: center; }
  .features-grid { grid-template-columns: repeat(2,1fr); }
  .services-grid { grid-template-columns: repeat(2,1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .app-content { grid-template-columns: 1fr; text-align: center; }
  .app-image { display: none; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 768px) {
  .nav-links, .nav-actions { display: none; }
  .nav-links.open { display: flex; flex-direction: column; gap: 16px; position: fixed; top: 70px; left: 0; right: 0; background: var(--white); padding: 24px; border-bottom: 1px solid var(--border); box-shadow: var(--shadow); }
  .nav-actions.open { display: flex; flex-direction: column; align-items: flex-start; position: fixed; top: auto; padding: 0 24px 24px; background: var(--white); left: 0; right: 0; }
  .hamburger { display: flex; }
  .hero-text h1 { font-size: 2.2rem; }
  .section-header h2 { font-size: 1.9rem; }
  .features-grid, .services-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
}

/* ===== HOW IT WORKS ===== */
.how-it-works { padding: 100px 0; background: var(--white); }
.steps-grid { display: flex; align-items: center; justify-content: center; gap: 0; }
.step-card { flex: 1; max-width: 280px; text-align: center; padding: 40px 28px; background: var(--bg); border-radius: var(--radius); border: 1px solid var(--border); transition: all 0.3s; position: relative; }
.step-card:hover { transform: translateY(-6px); box-shadow: var(--shadow-lg); background: var(--white); }
.step-number { font-family: 'Poppins', sans-serif; font-size: 3.5rem; font-weight: 900; color: var(--border); line-height: 1; margin-bottom: 16px; }
.step-icon { width: 64px; height: 64px; background: var(--gradient); border-radius: 18px; display: flex; align-items: center; justify-content: center; margin: 0 auto 20px; }
.step-icon i { font-size: 1.5rem; color: var(--white); }
.step-card h3 { font-family: 'Poppins', sans-serif; font-size: 1.15rem; font-weight: 700; color: var(--dark); margin-bottom: 12px; }
.step-card p { color: var(--text-light); font-size: 0.92rem; line-height: 1.65; }
.step-arrow { font-size: 1.5rem; color: var(--primary); opacity: 0.35; padding: 0 16px; flex-shrink: 0; }

/* ===== COUNTER SECTION ===== */
.counter-section { background: var(--gradient); padding: 64px 0; }
.counter-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 32px; }
.counter-item { text-align: center; color: var(--white); }
.counter-item i { font-size: 2rem; opacity: 0.75; margin-bottom: 14px; display: block; }
.counter-item h3 { font-family: 'Poppins', sans-serif; font-size: 2.4rem; font-weight: 800; margin-bottom: 6px; }
.counter-item p { font-size: 0.9rem; opacity: 0.75; font-weight: 500; }

/* ===== FAQ ===== */
.faq-section { padding: 100px 0; background: var(--bg); }
.faq-grid { max-width: 800px; margin: 0 auto; display: flex; flex-direction: column; gap: 14px; }
.faq-item { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius-sm); overflow: hidden; cursor: pointer; transition: all 0.2s; }
.faq-item:hover { border-color: var(--primary); }
.faq-item.open { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(37,99,235,0.08); }
.faq-q { display: flex; justify-content: space-between; align-items: center; padding: 18px 22px; font-weight: 600; color: var(--dark); font-size: 0.95rem; }
.faq-q i { color: var(--primary); font-size: 0.85rem; transition: transform 0.3s; flex-shrink: 0; margin-left: 16px; }
.faq-item.open .faq-q i { transform: rotate(45deg); }
.faq-a { display: none; padding: 0 22px 18px; color: var(--text-light); font-size: 0.92rem; line-height: 1.7; border-top: 1px solid var(--border); padding-top: 14px; }
.faq-item.open .faq-a { display: block; }

@media (max-width: 768px) {
  .steps-grid { flex-direction: column; gap: 16px; }
  .step-arrow { transform: rotate(90deg); }
  .counter-grid { grid-template-columns: repeat(2,1fr); }
}